You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
All donations are made to me. I use the donations however I want. There is no refund for your donations.
In these terms, I will provide my opinions which mean nothing to anyone else. They are just my opinions and I mean no one person(s) or institution(s) any harm.
Not a promise, but I plan to reveal my business numbers later if it works!